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| EASTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | FLORIDA SHARKS | 11 | 1 | 1 | 543 | 307 | 7-1 | 23 |
| y | WASHINGTON WARRIORS | 8 | 5 | 0 | 530 | 484 | 5-3 | 16 |
| y | CINCINNATI SEAHAWKS | 7 | 6 | 0 | 445 | 454 | 5-4 | 14 |
| y | LANSING LANCERS | 5 | 7 | 1 | 386 | 431 | 2-5 | 11 |
| MINNEAPOLIS MARAUDERS | 2 | 11 | 0 | 310 | 513 | 1-7 | 5 |
| WESTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | SACRAMENTO CITRUS | 10 | 3 | 0 | 523 | 382 | 8-1 | 20 |
| y | SEATTLE SIRENS | 6 | 7 | 0 | 391 | 384 | 3-4 | 12 |
| y | CHICAGO BLITZ | 5 | 7 | 1 | 465 | 464 | 3-5 | 11 |
| y | PHOENIX PHANGS | 5 | 7 | 1 | 336 | 401 | 3-4 | 11 |
| SALT LAKE CITY SABRES | 3 | 10 | 0 | 334 | 443 | 1-4 | 6 |
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QUARTERFINALS FLORIDA 57, PHOENIX 34 CINCINNATI 37, SEATTLE 35 (OT) SACRAMENTO 44, CHICAGO 23 WASHINGTON 36, LANSING 28 SEMIFINALS FLORIDA 87, CINCINNATI 29 WASHINGTON 53, SACRAMENTO 46 (OT) |
SFL BOWL I FLORIDA 55, WASHINGTON 42 MIAMI, FL @ ORANGE BOWL THIRD PLACE CLASSIC CINCINNATI 40, SACRAMENTO 29 DENVER, CO @ MILE HIGH STADIUM |