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| EASTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | RICHMOND RATS | 8 | 6 | 0 | 268 | 248 | 4-2 | 16 |
| y | WEST VIRGINIA WARHAWKS | 7 | 6 | 1 | 296 | 285 | 3-3 | 15 |
| CHARLESTON CRUSH | 7 | 7 | 0 | 345 | 343 | 2-4 | 14 | |
| WASHINGTON WARRIORS | 6 | 8 | 0 | 297 | 342 | 3-3 | 12 |
| CENTRAL DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | CINCINNATI SEAHAWKS | 12 | 1 | 1 | 407 | 271 | 5-0-1 | 25 |
| ST. LOUIS ARCHES | 7 | 7 | 0 | 256 | 295 | 2-4 | 14 | |
| ATLANTA POISON | 5 | 8 | 1 | 269 | 369 | 3-2-1 | 11 | |
| LEXINGTON COUGARS | 3 | 11 | 0 | 270 | 417 | 1-5 | 6 |
| SOUTHERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | TALLAHASSEE SPEARS | 8 | 6 | 0 | 394 | 347 | 4-2 | 16 |
| y | FLORIDA SHARKS | 8 | 6 | 0 | 492 | 405 | 3-3 | 16 |
| y | PENSACOLA PORPOISES | 7 | 7 | 0 | 371 | 367 | 2-4 | 14 |
| JACKSONVILLE JAWS | 7 | 7 | 0 | 324 | 317 | 3-3 | 14 |
| WESTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | SAN JOSE STRIKERS | 8 | 6 | 0 | 382 | 399 | 4-2 | 16 |
| y | BAKERSFIELD BUZZARDS | 8 | 6 | 0 | 397 | 312 | 4-2 | 16 |
| SAN FRANCISCO STINGRAYS | 5 | 8 | 1 | 394 | 374 | 1-5 | 11 | |
| CALIFORNIA GRAPEVINE | 4 | 10 | 0 | 303 | 383 | 3-3 | 8 |
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QUARTERFINALS CINCINNATI 29, PENSACOLA 15 TALLAHASSEE 38, FLORIDA 17 SAN JOSE 38, BAKERSFIELD 14 RICHMOND 26, WEST VIRGINIA 22 SEMIFINALS TALLAHASSEE 25, CINCINNATI 12 SAN JOSE 41, RICHMOND 27 |
SFL BOWL VII SAN JOSE 26, TALLAHASSEE 10 ATLANTA, GA @ GEORGIA DOME THIRD PLACE CLASSIC RICHMOND 36, CINCINNATI 27 ANAHEIM, CA @ ANAHEIM STADIUM |