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| EASTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | WASHINGTON WARRIORS | 12 | 3 | 0 | 468 | 314 | 5-1 | 24 |
| y | PHILADELPHIA WARLORDS | 7 | 7 | 1 | 245 | 324 | 3-3 | 15 |
| RICHMOND RATS | 4 | 10 | 1 | 282 | 341 | 2-3-1 | 9 | |
| CHARLESTON CRUSH | 4 | 10 | 1 | 224 | 358 | 1-4-1 | 9 |
| CENTRAL DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | CINCINNATI SEAHAWKS | 10 | 5 | 0 | 403 | 359 | 6-0 | 20 |
| BUFFALO BLUE FLAMES | 6 | 7 | 2 | 260 | 310 | 2-3-1 | 14 | |
| SAVANNAH SIDEWINDERS | 6 | 9 | 0 | 261 | 315 | 1-5 | 12 | |
| NEW ORLEANS PRALINES | 4 | 10 | 1 | 208 | 320 | 2-3-1 | 9 |
| SOUTHERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | FLORIDA SHARKS | 13 | 2 | 0 | 528 | 279 | 4-2 | 26 |
| y | DAYTONA BEACH WAVES | 9 | 6 | 0 | 340 | 282 | 2-4 | 18 |
| y | TALLAHASSEE SPEARS | 8 | 7 | 0 | 329 | 324 | 3-3 | 16 |
| JACKSONVILLE JAWS | 4 | 11 | 0 | 232 | 355 | 3-3 | 8 |
| WESTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | BAKERSFIELD BUZZARDS | 9 | 6 | 0 | 342 | 294 | 4-2 | 18 |
| y | ATLANTA POISON | 9 | 6 | 0 | 392 | 278 | 4-2 | 18 |
| SAN FRANCISCO STINGRAYS | 7 | 8 | 0 | 382 | 390 | 3-3 | 14 | |
| LAKE TAHOE TERROR | 5 | 10 | 0 | 253 | 307 | 1-5 | 10 |
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QUARTERFINALS FLORIDA 40, PHILADELPHIA 12 BAKERSFIELD 34, DAYTONA BEACH 23 CINCINNATI 21, ATLANTA 10 WASHINGTON 35, TALLAHASSEE 28 SEMIFINALS FLORIDA 26, BAKERSFIELD 15 CINCINNATI 42, WASHINGTON 11 |
SFL BOWL VIII FLORIDA 40, CINCINNATI 8 ORLANDO, FL @ CITRUS BOWL THIRD PLACE CLASSIC BAKERSFIELD 45, WASHINGTON 40 IRVING, TX @ TEXAS STADIUM |