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| EASTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | WASHINGTON WARRIORS | 10 | 3 | 1 | 418 | 310 | 4-1-1 | 21 |
| y | CHARLESTON CRUSH | 7 | 7 | 0 | 444 | 334 | 4-2 | 14 |
| BROOKLYN BAD BOYS | 7 | 7 | 0 | 419 | 456 | 3-3 | 14 | |
| RICHMOND RATS | 2 | 11 | 1 | 309 | 435 | 0-5-1 | 5 |
| CENTRAL DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | ATLANTA POISON | 12 | 2 | 0 | 454 | 345 | 5-1 | 24 |
| y | INDIANAPOLIS PLAYERS | 9 | 5 | 0 | 521 | 443 | 4-2 | 18 |
| GREENSBORO DUKES | 6 | 8 | 0 | 376 | 373 | 0-6 | 12 | |
| DALLAS ROUGH RIDERS | 5 | 9 | 0 | 348 | 432 | 3-3 | 10 |
| SOUTHERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | FLORIDA SHARKS | 9 | 5 | 0 | 457 | 362 | 4-2 | 18 |
| y | TALLAHASSEE SPEARS | 8 | 6 | 0 | 458 | 458 | 3-3 | 16 |
| JACKSONVILLE JAWS | 5 | 9 | 0 | 316 | 357 | 3-3 | 10 | |
| POMPANO BEACH BARBARIANS | 4 | 10 | 0 | 364 | 507 | 2-4 | 8 |
| WESTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | SAN FRANCISCO STINGRAYS | 9 | 5 | 0 | 464 | 351 | 3-3 | 18 |
| y | SANTA FE STALLIONS | 8 | 6 | 0 | 442 | 429 | 5-1 | 16 |
| FULLERTON POACHERS | 6 | 8 | 0 | 356 | 371 | 2-4 | 12 | |
| BAKERSFIELD BUZZARDS | 4 | 10 | 0 | 335 | 518 | 2-4 | 8 |
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QUARTERFINALS ATLANTA 55, CHARLESTON 29 INDIANAPOLIS 44, FLORIDA 37 SAN FRANCISCO 68, TALLAHASSEE 23 SANTA FE 22, WASHINGTON 21 SEMIFINALS INDIANAPOLIS 74, ATLANTA 7 SAN FRANCISCO 58, SANTA FE 36 |
SFL BOWL XV SAN FRANCISCO 58, INDIANAPOLIS 31 NASHVILLE, TN @ ADELPHIA COLISEUM THIRD PLACE CLASSIC SANTA FE 24, ATLANTA 21 NEW ORLEANS, LA @ LOUISIANA SUPERDOME |