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| EASTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | WASHINGTON WARRIORS | 9 | 5 | 0 | 493 | 442 | 5-1 | 18 |
| y | CHARLESTON CRUSH | 8 | 6 | 0 | 409 | 381 | 4-2 | 16 |
| RICHMOND RATS | 5 | 9 | 0 | 425 | 480 | 2-4 | 10 | |
| DETROIT DOOM | 4 | 9 | 1 | 350 | 471 | 1-5 | 9 |
| CENTRAL DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | ATLANTA POISON | 12 | 2 | 0 | 572 | 337 | 5-1 | 24 |
| LOUISVILLE SETTLERS | 5 | 8 | 1 | 391 | 494 | 3-3 | 11 | |
| SCOTTSDALE SCORCHERS | 5 | 9 | 0 | 405 | 420 | 2-4 | 10 | |
| INDIANAPOLIS PLAYERS | 4 | 10 | 0 | 304 | 463 | 2-4 | 8 |
| SOUTHERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | TALLAHASSEE SPEARS | 12 | 1 | 1 | 549 | 419 | 6-0 | 25 |
| y | FLORIDA SHARKS | 6 | 7 | 1 | 507 | 513 | 2-4 | 13 |
| BIRMINGHAM BARBARIANS | 6 | 8 | 0 | 373 | 409 | 1-5 | 12 | |
| JACKSONVILLE JAWS | 4 | 9 | 1 | 365 | 433 | 3-3 | 9 |
| WESTERN DIVISION | W | L | T | PF | PA | DIVISION | PTS. | |
| x | DALLAS ROUGH RIDERS | 11 | 3 | 0 | 546 | 398 | 5-1 | 22 |
| y | SAN FRANCISCO STINGRAYS | 7 | 6 | 1 | 444 | 417 | 2-3-1 | 15 |
| y | HOLLYWOOD CARNIVORES | 6 | 6 | 2 | 469 | 436 | 2-2-2 | 14 |
| SANTA FE STALLIONS | 3 | 9 | 2 | 399 | 488 | 1-4-1 | 8 |
| QUARTERFINALS FLORIDA 42, TALLAHASSEE 33 WASHINGTON 44, CHARLESTON 29 DALLAS 86, SAN FRANCISCO 20 ATLANTA 41, HOLLYWOOD 32 SEMIFINALS |
SFL BOWL XXVIII ATLANTA 69, FLORIDA 42 HOUSTON, TX @ RELIANT STADIUM THIRD PLACE CLASSIC |